Model Skepticism

There is an "expectations gap" between risk science and what the market and insureds are will to accept.

Governments, Investors Still Are Model Skeptics

Lawmakers and public policy representatives still need to be convinced that predictive hazard models — and the data behind them — are accurate before the accept the price increases and exclusions that insurers are enforcing based on their output.

Investors will also continue to share the same skepticism, l…